Many injured workers believe workers’ compensation is their only option after a workplace accident. While Illinois workers’ compensation covers medical bills and part of your lost wages, it does not compensate you for every type of loss.

If someone other than your employer caused or contributed to your injury, you may also have a third-party personal injury claim. Pursuing both claims may significantly increase your total compensation.

What Is a Third-Party Claim?

Illinois law generally prevents employees from suing their employers for workplace injuries. However, you may still have a claim against another person or company whose negligence caused the accident.

Common examples include accidents involving:

• Contractors or subcontractors
• Property owners with unsafe premises
• Defective machinery or equipment manufacturers
• Drivers involved in work-related vehicle accidents
• Companies responsible for equipment maintenance

An experienced attorney can determine whether a third party may be legally responsible.

Additional Compensation May Be Available

Workers’ compensation provides important benefits, but it does not cover every loss.

A successful third-party claim may allow you to recover compensation for:

• Pain and suffering
• Emotional distress
• Loss of normal life
• Full lost wages and reduced future earning capacity

For workers with serious or permanent injuries, these additional damages can make a substantial difference in their financial recovery.

Why You Should Speak With an Attorney Early

Many injured workers accept a settlement without realizing another party may also be liable.

An attorney can investigate the accident, preserve important evidence, identify all responsible parties, and determine whether you have additional legal claims. Acting quickly protects your rights and maximizes your recovery.

Since 1962, Krol, Bongiorno & Given, Ltd. has represented injured union and non-union workers throughout Illinois.

Our attorneys have handled more than 30,000 workers’ compensation claims and have consistently obtained substantial settlements and awards before the Illinois Workers’ Compensation Commission (IWCC).

Before accepting any settlement offer, let us review your case. We will explain your legal options, determine whether a third-party claim is available, and help you pursue every dollar of compensation you deserve.

Call Krol, Bongiorno & Given today at (312) 726-5567 for a free, no-obligation consultation, or contact us online. One conversation today could make a significant difference in your financial recovery tomorrow.