Workers’ Compensation Mistakes That Could Cost You Benefits
A workplace injury can leave you dealing with medical treatment, lost income, and uncertainty about when you can return to work. Workers’ compensation benefits can provide important support, but simple mistakes can delay a claim or reduce the benefits you receive.
Here are some of the most common mistakes injured workers should avoid.
Waiting to Report the Injury
Report a workplace injury to your employer as soon as possible. Waiting several days or weeks can raise questions about when the injury occurred and whether it was work-related. Even if the injury initially seems minor, reporting it promptly creates an important record of the accident.
Delaying Medical Treatment
Back, neck, shoulder, and repetitive-use injuries do not always feel serious immediately. Symptoms can worsen over time. Getting medical treatment documents your injury and allows your doctor to determine whether you need work restrictions or additional treatment.
Once treatment begins, attend appointments and follow your doctor’s instructions. Repeatedly missing treatment can create unnecessary problems with your claim.
Giving Inconsistent Information
Your employer, doctors, and insurance company may all receive information about your accident. Describe what happened accurately and consistently. The same applies to your symptoms. Do not exaggerate your condition, but do not minimize pain or physical limitations either. Medical records can become important evidence if your benefits are later disputed.
Ignoring Paperwork and Deadlines
Workers’ compensation claims involve insurance notices, medical records, forms, and deadlines.
Do not ignore a letter simply because you do not understand it. Keep copies of accident reports, medical records, work restrictions, and insurance correspondence. If you have an attorney, send important documents to the attorney promptly.
Accepting a Settlement Too Quickly
A settlement may look attractive when you have been unable to work and bills are accumulating. But accepting a settlement without understanding your future medical needs can be costly. A serious injury may require additional treatment, surgery, rehabilitation, or result in permanent limitations. Before accepting a settlement, understand the benefits you are receiving and the rights you may be giving up.
Posting About Your Injury on Social Media
Be careful about posting photographs, videos, or comments while your claim is pending. A photograph does not necessarily show how much pain you experienced before or after an activity, but an insurance company may still try to use social media content to challenge your claim. Keeping your personal activities private while your case is pending can prevent unnecessary disputes.
Handling a Serious Claim Without Legal Advice
Workers’ compensation claims become complicated when benefits are denied, medical treatment is disputed, or an injury prevents you from returning to your previous job. Getting legal advice early can help you understand your options and avoid mistakes that may affect your claim.
Get Your Free Consultation Today
Call us today at (312) 726-5567 or contact us online to schedule a free consultation. Our experienced workers’ compensation attorneys can explain your rights, evaluate your claim, and help you pursue the benefits available under the law.