Your Rights

The Workers’ Compensation Statute protects every employee in the State of Illinois. (Workers’ Compensation was once referred to as “Workman’s Compensation.”) The statute provides for benefits that compensate injured employees for medical treatment and medical bills incurred, lost time from work, and any permanent disability.

Medical Benefits

Your employer’s workers’ compensation insurance carrier is responsible for paying for the medical services reasonably required to cure your injuries. Under the Act, you have the right to see a doctor of your own choice. While the insurance company also has the right to have you examined by a doctor of it’s choice, you and your doctor will direct the course of your treatment.

Temporary Total Disability Benefits – “TTD”

If your injuries result in you not being able to return to work, or if your employer cannot accommodate your restrictions, the Act entitles you to weekly benefits until you are able to return to work. Your earnings during the year preceding your accident date determine the amount of weekly benefits you collect while you are off of work. You are entitled to two-thirds of your average weekly wage.

All TTD benefits are tax free.

Permanent Partial Disability Benefits – “PPD”

After you have been released from all medical treatment, the Act provides that you are entitled to compensation for the permanent disability resulting from your injury. The permanent effects of your injury to a particular body part determine the amount of PPD benefits you may be owed. If your injury results in a job change and you earn less money, the Act provides that you may be entitled to a percentage of the difference in your salary before and after your accident.

All PPD benefits are tax free.

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Permanent Total Disability Benefits – “PTD”

In the event you are unable to return to work following your injury, the Act provides for lifetime benefits. If you qualify for this benefit then you may also become eligible for a Rate Adjustment Fund benefit.

All PTD benefits are tax free.
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