Understanding workers’ compensation benefits in Illinois
Illinois law requires employers to provide workers’ compensation insurance for almost everyone who is hired, injured, or whose employment is localized in Illinois. Sole proprietors, business partners, corporate officers, and members of limited liability companies may exempt themselves.
What injuries are covered by workers’ compensation?
Workers’ compensation only covers job-related injuries, such as:
– Injury caused by the repetitive use of a body part at work
– Stroke caused by work
– Heart attack caused by work
– Other physical problems caused by work
– Pre-existing conditions made worse by work
Under Illinois law, you may be eligible for the following benefits:
Medical benefits often have no deductible and are unlimited. Payments are made until the injured individual is provided with the maximum amount of relief or is cured completely.
An injured employee can have four different types of disability benefits:
– Temporary total disability (TTD)
– Temporary partial disability (TPD)
– Permanent total disability (PTD)
– Permanent partial disability (PPD)
If an employee passes away because of a work-related injury, death benefits are paid to the employee’s dependents. In Illinois, these benefits are two-thirds of the employee’s average weekly wage, paid until the death of a surviving spouse (maximum of 25 years) or until dependent children reach the age of 18, whichever comes later.
If you are injured at work, our experienced workers’ compensation lawyers will help you get compensated. We understand that many families depend on the income of an injured worker, and we are proud of our record protecting the injured and disabled. Call us at (312) 726-5567 for a free consultation.